The word "manifesting" puts some people off. I get it. It has a lot of baggage. Vision boards covered in sports cars and mansions. "Just think positive thoughts!" advice that ignores actual reality. The implication that if you're not rich yet, you just haven't wanted it hard enough.

That's not what I teach.

My approach to manifesting money is embarrassingly practical. I'm a Virgo. I needed it to actually work, which meant I needed to understand what was really happening when people manifested things, and what the actual mechanics were behind it.

Here's what I figured out: manifesting means making real. That's literally what the word means. And you manifest through the combination of shifting your beliefs AND taking grounded, consistent action.

You can't vision board your way to a business. But you also can't hustle your way there if your beliefs are working against you. Both things are true. Both matter.

In this guide:

→ The manifesting problem most people have

→ How to manifest money: my actual process    

Step 1: Get specific about what you want    
Step 2: Clear what's in the way    
Step 3: Raise your set point    
Step 4: Upgrade your environment    
Step 5: Take inspired action    
Step 6: Receive it → Does this stuff actually work?

The manifesting problem most people have

Most people who try to manifest money go about it completely backwards. They focus on the amount they want. "I want to manifest $10,000 this month." And then they get frustrated when it doesn't appear.

The problem isn't the goal. The problem is that underneath the goal are a whole stack of beliefs that are actively working against it.

Things like:

• "I'll believe it when I see it." (But manifesting requires you to believe it before you see it.)
• "Money is hard to come by." (So your actions will unconsciously reflect that.)
• "I don't deserve that level of income." (So you'll subtly sabotage any opportunity that gets close.)

You can say all the affirmations you want, but if your deeper beliefs about money are fear-based, those beliefs will win. This is why the mindset work isn't optional. Clearing your money blocks is not a spiritual side trip away from the "real" work. It IS the real work.

How to manifest money: my actual process

I've taught this in various forms for years, and the core process has stayed remarkably consistent because it works. Here it is broken down.

Step 1: Get specific about what you want (and why)

Vague manifesting produces vague results.

"More money" is not a goal your brain or the Universe can do much with.

Get specific. How much? By when? What's it for?

"I want to earn $8,000 this month so I can pay off my credit card balance and have a buffer in my savings account" is a manifestable goal. "I want more money" is not. The "what it's for" matters too.

Your desire needs emotional fuel. Pure numbers don't move most people, but what those numbers make possible absolutely does. Paint the picture. Feel it. Make it real in your imagination first.

Step 2: Clear what's in the way

This is the step most people skip, which is why most people's manifesting doesn't work. Before you can receive, you have to clear the beliefs, stories, and blocks that are unconsciously pushing money away.

Ask yourself: what do I believe about earning that amount? What do I believe about people who have that kind of income? What would it mean about me if I hit that goal? What am I afraid would happen?

The resistance that comes up in answer to those questions, that's what needs to be worked on. Tapping (EFT), journaling, forgiveness work, tracing back to the original story — these are the tools that actually shift the deep stuff.

If you want to go deeper on EFT tapping for money blocks, I've written more about that too.

Step 3: Raise your set point

Your financial "set point" is the income level that feels normal and safe to your nervous system. If you consistently earn around $5,000 a month, that number is your set point. Months you earn more, you'll find ways (consciously or not) to spend it or sabotage it until you're back at $5,000. Months it dips lower, you panic and do whatever it takes to get back.

To manifest more money, you have to raise your set point — the amount of income that feels normal. You do this gradually, not in one leap.

Try adding 10-20% to your current set point as a goal. Make that your new "normal" before you stretch for the next level. Incremental upgrades to what feels safe and natural are far more sustainable than attempting to 10X overnight.

Want to learn the full manifesting formula?

Join the free manifesting workshop where I walk you through each step — from clearing your money blocks to taking inspired action that actually creates results. Join the Free Manifesting Workshop →

Step 4: Upgrade your environment

This one sounds superficial but it's not.

Manifesting works partly by shifting your sense of what's possible and what you deserve. When everything around you signals scarcity, old, broken, bare minimum, your nervous system stays in scarcity mode.

Simple upgrades signal to your brain that abundance is already here, and you're a person who has and maintains nice things. Use the good china. Buy the flowers. Replace the towels you've had since 2009.

Clear the clutter.

Physical clutter genuinely affects financial energy, and I know that sounds woo but I've seen it work too consistently to dismiss it. This is also about your financial environment.

Track your money.

Name and celebrate income as it arrives. Look at your bank account daily rather than avoiding it.

Relationship matters.

If you treat money like something scary and unpredictable, it will behave accordingly. Getting organized with your finances is one of the most underrated manifesting moves there is.

Step 5: Take inspired action

Manifesting is not passive. I want to say that again: manifesting is not passive. "I'm just going to put it out to the Universe" is a money block in disguise.

The inspired action is the bridge between the internal work and the external result. You do the mindset work to clear the fear, and then you take the action that fear was previously stopping you from taking. You send the pitch. You raise the price. You launch the thing. You reach out to the potential client.

The key word is "inspired." These actions feel aligned and energized, not desperate. When you've done the inner work, you'll find that the right actions become obvious, and they feel easier than they used to.

Step 6: Receive it

This is the step nobody talks about.

A lot of people are good at asking for money (sort of) but genuinely terrible at receiving it. They deflect compliments, they apologize for their prices, they feel guilty when something sells well or a launch goes better than expected. Receiving is a skill. Practice it. When money comes in, say thank you, out loud, in your journal, however feels right. Celebrate it. Don't immediately worry about what happens when it runs out. Let it land.

If every time money arrives you immediately brace for it to disappear, you're in scarcity even when you're in abundance. The shift to a genuinely wealthy mindset includes allowing yourself to feel good about money coming in. I've written more about why receiving feels so hard if this is the part that resonates.

Does this stuff actually work?

I travelled the world for six months all-expenses-paid after consciously manifesting that trip. I manifested a house I'd wanted for years, right down to specific features I'd written down. I built a multi-million dollar business starting from broke and in debt.

But I also did the work. Every day. EFT tapping, affirmations, journaling, forgiveness work, tracking, upgrading, taking action.

It wasn't passive. It wasn't magical. It was consistent practice combined with real business strategy and a lot of inner work.

The manifesting I teach isn't about floating in a bath of abundance and waiting for a check to arrive. It's about becoming someone who believes they can earn well, removing the blocks that say otherwise, and then doing the thing.

If you're ready to try a practical manifesting workshop, I have one at denisedt.com/manifesting. It's a good place to start.

And if you want to do the full money blocks clearing work alongside the manifesting practice, that's exactly what we do in Money Bootcamp.

The combination of both, the practical manifesting tools and the deeper block clearing, is where the real results happen.

It's your time, and you're ready for the next step.

xx Denise