How to Clear Your Money Blocks

money blocks
How to clear your money blocks and work on your money mindset

Is money flowing easily for you right now or do you feel like you’re somehow blocking it?  

On the surface you might think, of course, I want to make more money – why would I be blocking it? 

The truth is that most of us have inner mindset blocks that actively stop us making money.  

The bad news is that you can never entirely get rid of them. They’re with you for life. That’s why you have to be vigilant and constantly work on them. 

The good news is that it gets easier as you get more practiced at dealing with them.

And you can make money whilst you’re working on your money blocks.

So let’s get started!


What Is a Money Block?

A money block is “anything that holds you back from making the money you want.” This is usually an underlying belief or fear about money. You may not be aware of it, but it’s there.

Sometimes it’s a completely hidden story that sabotages you in sneaky ways.

For example, plenty of entrepreneurs tell themselves that they aren’t good at business, or that they aren’t meant to be rich. 

It’s way too easy to think that you don’t make enough money because of external factors. Your clients are broke, the economy, Mercury Retrograde, etc.

Yes, these events can all play a part in how much you earn but it’s all too easy to use them as excuses for not getting ahead.

There’s a way to overcome, even seemingly insurmountable issues. 

For example…

  • If you think that your clients “can’t afford” your current rates, try uplevelling your marketing to make your value clearer (or just find a new target market that’s more aligned with your pricing).
  • If “the economy sucks right now,” you could create an affordable group program that lets you get paid multiple times for the same amount of work.
  • If you’re “too busy” to create passive income products, you could raise your prices to take on fewer clients, and maybe hire some help to free up time too.

See? Those external factors might be 100% real, but the idea that they control what you earn is just a money block.

How do you know if you have money blocks?

I’m going to go out on a limb here and say, “Trust me. You have them.”

Why am I so sure of that? Because everyone does.

I don’t know a single entrepreneur – even the mega-successful, zillionaire ones – who don’t still deal with some form of money block. And yep, that totally includes me, even though I teach this stuff.

Check out my video on identifying your most common money block here.

Shifting your blocks isn’t a one-time thing.

In fact, every time you hit a new level in your business, you’re going to see the same freaking money blocks crop up. The good news is that you’ll start to recognize them – and deal with them – much more quickly each time.

Meanwhile, I want you to really get this idea. If you want more money, and it’s just not coming, my 99.9% certain diagnosis is “money blocks.”

The good news is that you can have money blocks but not let it derail you.

Why do we have money blocks?

Many people have an underlying fear that it’s not safe to be rich or successful (or both). Deep down, you probably have stories about how more money will lead to some negative outcomes.

That’s weird, right? On the surface, you think you want to make more… but then you have these conflicting feelings inside.

So really, it’s a protective mechanism that we think will save us from some perceived harm.

 Specific money block examples

Most people have pretty similar money blocks. Honestly, you might think your situation is unique, but it’s probably not.

Here are some of the most common ones – see how many of them ring a bell for you:

  • “I’m just not meant to be rich.” (Sometimes this shows up as, “My family wasn’t rich, so I can’t be either.”)
  • “Making money has to be hard.” (OMG, this is my biggest recurring one!)
  • “It’s obscene to make heaps of money when other people don’t have enough.”
  • “I just want to help people. I don’t care about the money.”
  • “Rich people are greedy and selfish.”
  • “People will stop loving me if I have too much money.”
  • “My partner/parents/friends will freak out if I earn more than them.”
  • “It’s more important to be happy than be rich.”

Once you know your particular money block, you can keep an eye out for how it sabotages you.

For example – take the really common “I have to work hard to make money” one.

If you have this block, you’ll probably find that you actively sabotage yourself to make it a self-fulfilling prophecy. 

You might resist delegating so you have to do everything yourself, or you’ll procrastinate so you have to pull all-nighters to finish your work.

But when you catch yourself doing these destructive behaviors, you can stop in the moment and remember that it’s just your money blocks. You can control how you act in those situations.

Let’s take a look at some of the money blocks I see every day.

Common Money Blocks 

It’s really common for our money blocks to show up in business. So how might they be stopping the flow of abundance into your business? And most importantly, how can we fix them?

I’ve a video on the 3 money blocks that stop you from receiving what you deserve. Fix these leaks and you can expect more money, easier flow in your business and a renewed joy in your work. Watch here.

Fix these three leaks and you can expect more money, easier flow in your business and a renewed joy in your work.

Money Blocks and Self Worth 

Ever struggle with over-giving? Or keeping yourself hidden? Lack of self-worth is a common money block.

You might have these concerns: “Am I worth it? Am I enough? Did I do enough?”

You might find yourself overcompensating and putting more and more into your products and programs. 

This is a huge one. You might be thinking, “This is not enough. I have to give more. I have to give more bonuses!”

Or you might not even allow people to buy from you. 

It breaks my heart this one; often the entrepreneurs who do this are the ones providing really beautiful services and really gorgeous products that the world needs. 

It’s kinda like hoarding your gifts when you don’t allow people to buy.

If you're a healer or a creative, for example, who started your business to make the world a better place, this is something to watch out for. You can be so caught up being of service that you forget that you're actually running a business. 

So, for example, you run a big free networking group and everyone else is selling their wares there. But you never actually tell people how they can work with you further. 

Maybe you do something like offer free tarot readings or astrology, but you never tell people how they can buy a full personalized paid reading with you.

I don't want you to be broke. Money is energy and it needs to both be given and received in equal measure. You can do both! 

Making money and helping people are not mutually exclusive. Of course, you can provide a ton of awesome free content for people, but make sure you encourage people to take the next step to work with you further and give you money. 

Some will sign up, others won't. It’s all okay, but you have to make the offer in order for money to flow. 

Here's the fix. Create some clear specific offers.

If you're making this mistake in your business, the answer is really simple. You don't have to overcomplicate it. Just create a clear offer to let people know exactly how you can help them and how to book. 

Here are some ideas for you. 

  • If you've got a services page on your website, make it really obvious. Get the info into your navigation bar. ‘Work with me’ or ‘book here’, for example. Don't hide what you do, or make people work for it.
  • Every time you send a newsletter, or post on social media, tell people the next step. Give them a clear call to action. Tell them this is how to work with me.
  • Another idea is to create a really simple passive income product like an audio or an ebook. That way there's something to buy on your website all the time. Even if it's small and low cost.

So my advice today?! Go finish that course that you've got on your computer and launch it. And I know it can be hard. I’ve procrastinated on this many times as well!

Money Blocks and Self-Sabotage 

Self-sabotage is an interesting money block that shows up all too often. Broken payment links? Procrastinating launching your product? Self-sabotage!

You’re blocking the flow of money into your business by making it difficult for people to actually pay you.

So, you've made a link, you've got something for people to buy. But money needs a practical mechanism to actually get to you. And you need a way for people to actually give you money. 

Don't get caught up in finding the perfect system and don't spend hours trying to find methods with lower fees. I’m afraid fees are just a cost of doing business. 

I hear a lot of entrepreneurs getting annoyed about the idea of having to pay credit card transaction fees, but this is just a cost of doing business and making it easy for people to pay you.

Here’s the fix - set up your payment accounts and make it really easy for people to pay you. 

Maybe you make an upgrade and get  your clients to pay you upfront so you don't have to invoice them and chase them. 

Maybe you need to set up PayPal or link credit card systems to your invoicing system. 

You might be resistant, but you have to make it easier for people to give you money. 

Money Blocks and Perception 

You need to work on your money mindset every day.

 This is probably the biggest way that you are blocking the flow of money right now. You need to make money mindset a priority in your business. 

If you've read any of my books, for example, Chill and Prosper, you know that your money mindset work is never done. Money blocks will come up again and again in your business journey, pretty much every time you hit a new level. 

I see way too many people do a little mindset work and then think they’re all done and they’ve fixed their money blocks for good. 

It doesn’t work like that, folks. There's always more mindset work to do. Mindset work isn't just for Christmas. It’s forever. Like a puppy! You can work on it every day for the rest of your life. 

Most of the successful people I know prioritize mindset, in the same way they do strategy and marketing.

Here’s the fix – make time for your money mindset work

I really recommend you invest as much time working on your mindset as you do anything else. 

I want you to block out regular time each week to look at your money blocks and work out what you need to do to go to the next level. I promise a clear mindset will help the money flow into your business. 

Let's get that money flowing.

 3 Ways Money Blocks Are Killing Your Business 

It’s true that money blocks can completely derail a business. I’ve seen entrepreneurs throw in the towel because of a particularly sticky one. 

I know that sounds super serious and dramatic. 

But don’t worry. I’ve got lots of solutions for you so you can get back on the money manifesting train.

Watch my video on how to recognize Money Blocks at each level of your business and how to deal with them here.

Money Block #1: Making Money Has to be Hard 

Now the first way that money blocks might be showing up for you and killing your business right now is really where you’re freaking tired and overwhelmed, and you’re burned out.

It’s really sad when people contact me and they’re ready to chuck in their business because they’re working so hard, they’re trying to help people, but they just can’t afford to keep it going. 

I know what that feels like. It makes you stressed out, resentful, and also completely burned out.

Now when you deal with your money blocks and actually allow yourself to charge beautifully for what you do, it’s going to give you that emotional and physical bandwidth to create a whole bunch more stuff that can help a lot more people. 

But when you’re burning yourself out, you have nothing extra to give.

Let me give you an example.

Back in the day, when I was doing one-to-one coaching, and I wasn’t charging very much for it, I was just always so burned out. I was getting really tired. I would have session, after session, after session. 

I wouldn’t even take a pee break in between clients. I was just getting to the stage where I couldn’t see how I could continue that for very long. 

I wasn’t sleeping well, I was worried about money and it just didn’t feel like the work was ever going to be enough.

Now if this is you, this is a really crucial time to deal with your money blocks and get over feeling like you can’t charge well for what you do. 

Or, you actually even feel bad about charging people altogether. Now, I know what it’s like when you want to help people, right?

I used to get people contacting me all the time wanting to do my Money Bootcamp course but not being able to afford it.

I would feel terrible and helpless. But also resentful and burned out.

I had no time, but I thought, “If I just maybe set some boundaries with some of my clients, I’d have some time to create a book about money.”

I wrote my first book and was able to direct people to it if they weren’t ready for Bootcamp.

You can grab yourself a copy here - it’s a guide to creating outrageous success and it helps thousands of entrepreneurs do just that.

Yes, it took time and energy to create, but my book gave me an avenue to help people who needed it. And that really helped with that burnout feeling.

Money Block #2: I Can’t Help People and Make Money

You might be attracting the kind of people who really stress you out, and make you just want to throw everything in. 

And, by the way, we have all been there.

That sense of, “Oh, my bank account’s kind of empty and I’ve taken on a client that I know I shouldn’t have. I ignored all the red flags.”

And then suddenly you’re working with someone who’s a complete pain in the butt and you feel trapped and paralyzed. Maybe you’ve even taken on work that’s not even in your zone of genius because you needed the money.

So again, when you deal with your money stuff and you charge beautifully for what you do, then you actually attract the right kind of clients. 

You attract people who really respect your time and energy, and are genuinely much easier to work with.

Money Block #3: Being Afraid of Success and Visibility

When you’re stressing out about money, you’re not receiving money in the first place, and it’s just not giving you the energy to really live up to your full potential.

 And when I say, “small life,” it’s not about buying the most amount of stuff or being the richest. 

But when you’re not receiving money for what you do, you’re not creating that life of freedom, adventure, abundance, and all the things that you’re meant to do here in the world.

I believe that entrepreneurs have a moral imperative to make good money because the world needs us. The way we spend our money can create amazing things in the world.

Who do you want to have more money in the world? 

Greedy bankers, who have completely ruined everything, or amazing entrepreneurs like you and I who can do great things in the world? It’s a no-brainer.

So there it is, the three ways that money blocks are really killing your business right now.

  • Total burnout and overwhelm
  • Attracting the wrong clients
  • Not living up to your full potential.

When you know your block and you know your sabotage, you’re going to be able to recognize it and let it go. Then you can move on and really create that first class life and business that you’ve been really wanting. You can’t let your money blocks derail you anymore.

How to Clear Your Money Blocks

Because I teach money blocks, people assume I have a perfect relationship with money. Nope, not at all.

In my experience, talking to entrepreneurs, at all levels, about their success, money blocks are an inevitable part of being in business. 

Not even millionaires and multi-millionaires are immune to the occasional freak out about money, and if they are growing rapidly, they will hit their own self-imposed limits regularly.

Perfectionism is not the goal. You’re not working towards a complete absence of money blocks. You have to learn to move through them regardless and KEEP moving forward.

Your personal blend of sabotage will pop his head up regularly. New Level, Old Devil, as I like to say.

Mine comes around every six months or so; every time I hit a new income plateau. Even though I teach money blocks, I still don’t have a perfect relationship with money. 

Even though I have a multiple seven-figure business, I’m still not immune to money crap. I’m sure that I’ll freak out when I get close to a billion-dollar business because of recurring money blocks.

The difference now, of course, is that I can get out of it much quicker. I don’t have to wallow in misery and spiral out of control.

If you’re just starting out – you might think I’m wrong. You might be thinking that once you get to seven figures, your life will be perfect. YOU will be perfect. Nope. You’ll still be YOU – just with a bit more money! 

Interesting huh?

So, have a think about YOUR recurring money blocks and what they might mean. 

Here are seven ways to shift your money mindset and work on your money blocks

Cultivate Awareness

Write down your biggest money blocks and then go through the list, taking time with each one and asking yourself, ‘Is this really true?’ Most likely you’ll discover a lot of self-sabotage hiding out in that list!

Book out regular time each week to look at your money blocks and assess whether they are really true or not. Focusing on this regularly will help you get to the next level more quickly and easily.

Some people find that just identifying a money block is enough to dissolve it. It’s awesome when that happens… but some blocks can be a LOT more stubborn than others.

Find Your Sabotage

Hunt down any sabotaging behaviors. Notice where you’re hiding away or feeling guilty. Look for a tendency to procrastinate launching or otherwise sabotage your success. 

Add a mindset expert to your team, including working with someone like me to release your money blocks. 

It's totally okay to pay for that kind of help. In fact, I think it's super important. 

Uncover The Origin Story and Break The Pattern

I teach a really simple OCP process in Money Bootcamp.

Here’s how to use it: Seek out an Origin Story, Connect it to a Sabotage and use a Pattern Interrupt to break through the limiting belief.

Here’s a really common example that could be holding you back:

ORIGIN STORY
Money doesn’t grow on trees

CONNECT TO SABOTAGE
You resist easy money – like creating passive income

PATTERN INTERRUPT
Why not me? Watching other people succeed easily is a great pattern interrupt for this particular money block. Surround yourself with inspiring people in groups and masterminds, on your socials.

Read how I deal with the fear of business every day and the work I do to interrupt this pattern here

Sign Up For My Free Money Blocks Workshop

If you struggle with a block that just refuses to shift, no matter how much work you put into it, I have the perfect solution. (And it’s totally free!)

A while ago, I created a free audio class to help entrepreneurs clear their money blocks. It’ll walk you step-by-step through recognizing – and then dealing with – the seven most common entrepreneurial money blocks.

 You can get it free today from denisedt.com/blocks

Get a Money Blocks Planner

It’s really common for money blocks to show up around goal setting. Maybe you feel like you’re not doing it right. You’re scared of committing to a number in case you get it wrong?

If you feel like setting a goal is too hard right now, or you’ve set one and can’t believe you’ll make it, then you’ve probably hit some money mindset blocks.

Clearing money blocks is honestly the fastest way, not only to increase your income, but to expand your belief of what’s even possible for you.

Get your free Goal Setting Worksheet here to get clear on your target and the money blocks holding you back.

Join Money Bootcamp 

Ready to break through your particular money blocks and release the fear that’s holding you back? 

Join my Money Bootcamp today - it’s a game-changing money mindset course and a super supportive community of inspiring entrepreneurs. 

You’ll get to work with me as your money mindset mentor and dive deeper into clearing your money blocks.

Your first step in creating a life of financial freedom.

Join Money Bootcamp here

Listen to one of my most popular podcast episodes 

In this episode, I talk about how your money blocks are holding you back.

The fact is that you have to deal with your money blocks. Otherwise, you will continually burn out. You will overdeliver. You will hold yourself back again and again. 

In this podcast, I share some vital tools to help you break through the most common money blocks.

You’ll learn how to 

  • Work through your family money stories, even if they feel deeply ingrained
  • Why you need to stop over-delivering (and simple strategies to use)
  • My top tips for dealing with the guilt of earning money easily
  • How to do ‘the chilled hustle’!
  • The secrets of my recent million-dollar launch and how you can replicate my exact steps

Listen in here

What Happens When You Release Your Money Blocks? 

As I said, it's ongoing work but clearing money blocks can help you get closer to that First Class life you’ve been dreaming of.

I’ve had to do a lot of work myself.

My recurring money block is: “Making money can’t be easy. It has to be hard work”.

Way back when, this money block came up for me when I started charging my first clients. 

I had given away a bunch of sessions in return for testimonials, but I knew that I had to start making actual MONEY if I wanted to make it work, and my husband was starting to make noises about me getting “a backup job…. just in case this doesn’t work out”.

So, I pulled up my big girl panties and charged a package of six sessions for $45 each. Nothing ground-breaking but it felt comfortable for me.

Immediately, I had this feeling of,

“Can I really just help people with their problems and they’ll pay me? That seems too easy.”

It felt icky. Uncomfortable. Unseemly.

I come from a family where people WORK for a living. You know – they clean things, build things, make stuff, organize people or you know …. other “real jobs”.

This didn’t seem like a real job. It felt too easy and the fact is I get a lot of pleasure out of helping people. After my first session with a client, I had this amazing feeling of “THIS is what I’m meant to be doing!”. 

But anyway – I did some money clearing work on it – and soon was loving my client load (and the money I earned). 

I increased my prices quite rapidly over the next year without too much drama and honestly, I thought my income would just keep going up forever.

Then it came up again. I hit a new plateau and NOTHING would shift it.

Are you serious Universe – I thought we cleared this sh-t!

This time it was when I created my first ever group program. Instead of working with people 1:1, I decided to teach everything I knew in a six-week online course.

Instead of teaching individual sessions, I cut my workload drastically but still made great money by grouping clients together. The members LOVED it and it was cheaper for them than working with me 1:1.

It felt like cheating. I felt terrible about it.

It was the same old shizzle. My old block that money couldn’t be easy, it had to be HAAAARD. 

But again, using the tools, which I talk about in my book Get Rich, Lucky Bitch and you can learn in my money mindset training program, Money Bootcamp, I worked on those feelings and my income started rising again.

Until the next time.

The first time I ran my Money Bootcamp, it was a big old stress. I pulled all-nighters getting the sales page together, I was still creating handouts minutes before I sent them out and I got VERY little sleep during the sales period. I’m sure you’ve been there!

But because it was so much work, I felt like I really “earned” the money. After all, I lost sleep over it! I sweated over it almost like a “real job”!

So – when I turned the course into a home study version, suddenly, it wasn’t that much work. 

Everything was already created so it felt like cheating again to make money out of something that didn’t require a lot of blood, sweat and tears. I knew the material was great and the results were still phenomenal… but it felt too easy for me.

Every time someone bought the Bootcamp, I felt like screaming, “Wait!! Let me come over to your house, and I’ll help you open it and do the exercises. Let me “earn” your sale”.

It was my old friend – my own personal money sabotage.

Let me tell you, it’s not that big a deal to start clearing this stuff – especially when you have the support of a mastermind, but it always feels rough to begin with.

The same old feelings…

– This is too easy

– How can I make money when it’s not hard?

You might get these feelings when you make your first eBook sale or when you’re working on your sales page (with the dream of passive income dancing in your head). It’s probably why you procrastinate and sabotage your success EVEN THOUGH you’re getting what you’ve always wanted.

Money blocks don’t have to derail you - you can embrace them and move on to creating a First-Class life for you and your family. 

Here some of the members of my money mindset program and community, Money Bootcamp, share their stories and how they’ve overcome their sabotages.

 

I literally make money in my sleep.

Leah Toth runs a manifestation journal brand and since joining Money Bootcamp, she has overcome so many money blocks that she makes money in her sleep.

“I joined Money Bootcamp in January this year and I'm so glad I did. I really do wish I did it earlier, I was on the fence for a really long time, but it's just really changed my perspective and the way I sort of structure my business. 

I run an e-commerce store and I sell physical manifestation journals. But since joining the program, I now have a digital version of the same journal that I have as a passive product. So now, I literally make money in my sleep

I wake up in the morning and I have orders that I didn't need to do anything for. And it's just, it blows my mind still. Leah from 12 months ago just wouldn't have been okay with that and wouldn't have even known that that was a thing. 

So, I totally recommend getting in the group, the Facebook group attached to it is just out of this world. I've never had so many amazing women in one space that you can just learn off. So yeah, get in the group as quickly as you can.

 

I barely dared to dream of this level of success!

Tracey Rampling Brown worked through her money blocks in my Money Bootcamp program and has more aligned clients who pay her more money to work less!

“I'm showing up as a business owner who knows what she's worth. No more undercharging.

As a result, I'm signing better quality soul clients who are happy to pay me - even signing clients who are paying 4 figure investments to work with me in full, which is something I barely dared to dream before Money Bootcamp.

 

Money Bootcamp has changed my life!

Tara Wilkin is a wellbeing coach and author who has worked through so many money blocks that were holding her back, including charging clients for her work. 

“I joined Money Bootcamp in 2020, and I'm so glad I did. I had so many blocks around even charging for my services. And surprisingly, I had a lot of family beliefs and money block issues that were also preventing me from charging for my I services.

I really am appreciative of Denise and the Money Bootcamp Community. Money Bootcamp really has changed how I think about my finances for my business, but more importantly, for my life. Sign up for Money Bootcamp as soon as you can. It's worth the investment.”

 

Conclusion

So, yes, you’re always going to have money blocks. 

The good news is you get better and better at dealing with them.

We’ve covered the most common money blocks and how to identify them, we’ve looked at how money blocks might be holding you back in business and my top tips for clearing them.

You might be wondering about your particular money block. 

I’ve got a really easy resource to figure that out, which you can find at DeniseDT.com/blocks

Figure out which money block you’re suffering from at the moment and where it comes from. 

What belief is behind it?

Once you know it, you can clear it.

Next time it comes up, you’ll be able to recognize it and give it the flick much quicker so you can move on and really create that First-Class life and business that you’ve really been wanting.

It’s your time and you’re ready for the next step,

xx Denise

Want to uplevel with epic community support and plenty of tools and techniques to make it easy? Join my Money Bootcamp course today – you’ll learn how to spot a money block at a hundred paces, and exactly what to do to work through it.

Free Money Mindset Training: 

The 7 Most Common Money Blocks and How To Clear Them

 
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