WHAT’S A MONEY BLOCK (AND DO I HAVE ANY?)

Hey there, gorgeous!

If you haven’t been in the Lucky Bee community for long you might not have heard the term “money blocks” before.

The concept of money blocks is strange because on the surface, why wouldn’t we want to make more money? It’s weird when you think about it.

Plus, even if you think you know about money blocks, the bad news is that you can never entirely get rid of them. They’re with you for life. That’s why you have to be vigilant and constantly work on them.

Then there are questions like how do you know if you have them? And what do you actually do about them? (Hint: there’s an awesome free audio class at the end of this post that will help!)

So if you’ve been feeling blocked or conflicted about money and you don’t know why, today’s post will provide a great refresher for you.

Sometimes you just have to go back to basics.

What exactly are money blocks anyway?

In my Get Rich, Lucky Bitch! book, I describe a money block as “anything that holds you back from making the money you want.” This is usually an underlying belief or fear about money. You may or may not be aware of it, but it’s there.

Sometimes it’s a completely hidden story that sabotages you in sneaky ways.

For example, lots of women don’t think they have a money block. Instead, they just tell themselves that they aren’t good at business, or that they aren’t meant to be rich.

It’s wayyyy too easy to think that you don’t make enough money because of something outside of yourself. You know, things like your clients being broke, the economy, Mercury Retrograde, or any other random excuse.

Now, don’t get me wrong: there are external factors that can TOTALLY affect what you earn now. But believing that you can’t do anything about those factors and start earning more is purely an inside job.

Just make sure that your “excuses” aren’t money blocks (spoiler alert: they totally are!) No excuse can stand in your way.

For example…

• If you think that your clients “can’t afford” your current rates, you could uplevel your marketing to make your value clearer (or just find a new target market that’s more aligned to your pricing).
• If “the economy sucks right now,” you could create an affordable group program that lets you get paid multiple times for the same amount of work.
• If you’re “too busy” to create passive income products, you could raise your prices to take on fewer clients, and maybe hire some help to free up time too.

See? Those external factors might be 100% real, but the idea that they control what you earn is just a money block.

How do you know if you have money blocks?

I’m going to go out on a limb here and say, “Trust me. You have them.”

Why am I so sure of that? Because everyone does.

I don’t know a single entrepreneur – even the mega-successful, zillionaire ones – who don’t still deal with some form of money blocks. And yep, that totally includes me, even though I teach this stuff.

You know that famous Jim Rohn quote about motivation being like showering? (i.e., it doesn’t last, so you have to do it daily.) Well, working on your money blocks is the same. Shifting your blocks isn’t a one-time thing.

In fact, every time you hit a new level in your business, you’re going to see the same freaking money blocks crop up. The good news is that you’ll start to recognize them – and deal with them – much more quickly each time.

Meanwhile, I want you to really get this idea. If you want more money, and it’s just not coming, my 99.9% certain diagnosis is “money blocks.”

The good news is that you can have money blocks but not let it derail you.

Why do we have money blocks?

A lot of women have an underlying fear that it’s not safe for us to be rich or successful (or both). Deep down, you probably have stories about how more money will lead to some negative outcomes.

That’s weird, right? On the surface, you think you want to make more… but then you have these conflicting feelings inside.

So really, it’s a protective mechanism that we think will save us from some perceived harm.

Specific money block examples

Most people have pretty similar money blocks. Honestly, you might think your situation is unique, but it’s probably not.

Here are some of the most common ones – see how many of them ring a bell for you:

• “I’m just not meant to be rich.” (Sometimes this shows up as, “My family wasn’t rich, so I can’t be either.”)
• “Making money has to be hard.” (OMG, this is my biggest recurring one!)
• “It’s obscene to make heaps of money when other people don’t have enough.”
• “I just want to help people. I don’t care about the money.”
• “Rich people are greedy and selfish.”
• “People will stop loving me if I have too much money.”
• “My partner/parents/friends will freak out if I earn more than them.”
• “It’s more important to be happy than be rich.”

Once you know your particular money block, you can keep an eye out for how it sabotages you.

For example – take the really common “I have to work hard to make money” one.

If you have this block, you’ll probably find that you actively sabotage yourself to make it a self-fulfilling prophecy. You might resist delegating so you have to do everything yourself, or you’ll procrastinate so you have to pull all-nighters to finish your work.

But when you catch yourself doing these destructive behaviors, you can stop in the moment and remember that it’s just your money blocks. You can control how you act in those situations.

How to stop struggling with your money blocks

Some Lucky Bees find that just identifying a money block is enough to dissolve it. It’s awesome when that happens… but some blocks can be a LOT more stubborn than others.

If you struggle with one that just refuses to shift, no matter how much you let it know you see it, I have the perfect solution. (And it’s totally free!)

A while ago, I created a free audio class to help female entrepreneurs clear their money blocks. It’ll walk you step-by-step through recognizing – and then dealing with – the seven most common entrepreneurial money blocks.

You can get it free today from denisedt.com/blocks

It’s your time, and you’re ready for the next step.

Xx

Denise

Frequently asked questions about money blocks

What is a money block?

A money block is any limiting belief or fear about money that stops you from earning what you deserve. Denise Duffield-Thomas defines it as “anything that holds you back from making the money you want” — usually a subconscious belief rooted in childhood experiences or inherited stories about wealth and success.

Does everyone have money blocks?

Yes. Every entrepreneur has money blocks, regardless of how successful they already are. Even millionaires encounter new blocks each time they reach a new level. The goal is not to eliminate them forever — it’s to recognise them faster and work through them more quickly each time they come up.

What are the most common money blocks?

The most common ones include: “I’m not meant to be rich,” “making money has to be hard,” “it’s greedy to want a lot of money,” fear that success will change your relationships, and believing your family background sets your financial ceiling. Sound familiar?

How do you clear money blocks?

Denise Duffield-Thomas uses the OCP process: identifying Origin stories (where the belief came from), Connecting the dots (how it plays out in your life), and Pattern interrupting (using tools like EFT tapping, forgiveness work, and affirmations to shift it). Start with the free workshop at denisedt.com/blocks.

Do money blocks go away permanently?

They don’t disappear for good — but they do get easier to handle. Each time you reach a new income level, old blocks tend to resurface in a new form. The work is ongoing, but it gets faster and more intuitive with practice. That’s exactly why Denise built Money Bootcamp as a community with ongoing live coaching, not a one-time course.